The Novitec Ferrari F12Berlinetta With 700+ HP and 3 Piece Wheels

In 2015, Ferrari unveiled the new F12Berlinetta super car to replace its aging Ferrari 599 GTB Fiorano grand touring super car. The same front-mid engined, rear-wheel drive layout was carried over and improved upon with brand new technology, a more refined chassis, and even better performance, wrapped in a redesigned shell. With the new super car being so new to the market, there have not been any upgrade programs or modifications available for owners until Novitec Rosso introduced its new performance package with engine tuning, chassis upgrades, 3 piece wheels, and interior refinements.

Compared to its successor, the Ferrari F12Berlinetta features a larger, more powerful 6.3-liter, naturally-aspirated V-12 engine that produces 640 horsepower. The team at Novitec Rosso thought that the factory output just wasn’t enough and developed a new set of upgrades that greatly increased power. Instead of creating an all-out engine upgrade program that modified the inside of the engine, the German tuning company focused mainly on bolt-on upgrades to send more power to the rear 3 piece wheels. The 6.3-liter engine was fitted with a new sport air intake system, a new exhaust with steering wheel-adjustable butterfly valves, and an ECU tune that optimizes the ignition, timing, fuel injection, and pushes back the engine redline to 8,900 RPM.

The result of the engine upgrades is an astonishing 763 horsepower (545 kW) at 8,500 RPM and 518 lb-ft. (703 Nm) at 6,300 RPM. This enables the Italian super car to accelerate to 62 mph in less than 3.1 seconds and reach a top speed of over 345 km/h (214 mph), making it both the fastest and most powerful Ferrari on the market.

In order to reliably be able to put all of that power to the ground without constantly losing traction, the Novitec Rosso team had to upgrade the chassis and add 3 piece wheels. For better handling and an optimum center of gravity, a set of sport springs were installed that reduce the ride height by 40 mm at the front and rear axles. A new hydraulic lift system was also installed to raise the front axle by 40 mm to overcome speed bumps and parking ramps, and automatically lowers at 80 km/h. A new set of 3 piece wheels were fitted in a 9.5J x 21 front and 12J x 22 rear staggered setup and equipped with 255/30 ZR 21 and 335/25 ZR 22 Pirelli high-performance tires to improve overall grip and handling properties.

Novitec Rosso also allows for customers to add interior options in leather, alcantara, and carbon fiber for a custom look. The exterior can be fitted with black tail lights and side markers that are the only other visual modification besides the 3 piece wheels.

Do You Fear a Bathroom Remodel?

So You Want to Remodel Your Bathroom

An increasing number of people find that they can remodel their bathrooms to create the perfect place in which they can relax, refresh, rejuvenate and/or have a romantic time. A bathroom redo can be an inexpensive and fun way to spruce up your entire house. So, what you need are some tips for remodeling your bathroom.

When you decide to begin a bathroom remodeling project, it is quickest to organize your goals before shopping for materials. Choose what items you want to replace, add, or take away from the bath area. Consider refinishing existing items such as bathtub, shower, sinks and toilet, or renewing the tiles or tub and shower enclosure to give a new look to your bathroom even with just a little investment. The bathroom is one of the most used areas of the house, so you want to be sure that you have it remodeled in such a way that it will last for a long time. Remodeling is extremely exciting because it means you are getting to create the ambiance you have always wanted in one of your favorite places: the bathroom.

Why Remodel If You Can Decorate?

Perhaps you would like to redo the bathroom, but at the same time you would like to keep things uncomplicated. If it is time for a bathroom makeover, count yourself lucky when you see the number of wonderful current decorating ideas for the bathroom today. There is a huge amount you can do with simple decorative treatments that avoid a full remodel.

If you have a small bathroom, remodeling ideas should mostly revolve around freeing the space of clutter and making better use of the available space. Using shelves, taller cabinets, and other organizational items will help the room seem larger because everything has a place and there is nothing left to crowd the space. There are any number of cabinets available to fit over the toilet or along empty walls to maximize the available area, or cabinets can be hung on the wall to free up floor space.

Regardless of the size of your bathroom, it is important that you sort out the existing items in the bathroom and choose which items you want to keep and which items can now retire. Clearing out unimportant clutter from the bathroom can help you decorate the room easily and match items for your fresh theme. Don’t be afraid to be bold and exciting – make your bathroom a fun place to visit!

Another decorating idea for a bathroom is to redo the porcelain sink and the tub. These tend to take a lot of abuse through the years, and with a fresh treatment, they will look brand-new. It’s a lot cheaper than putting in all new fixtures, and it really does make your bathroom look good.

A common bathroom decorating idea for people on a budget is adding or replacing light fixtures. While choosing a light may seem like a daunting task, be aware that once you have chosen the perfect lighting to enhance your bathroom’s theme, it can make a dramatic change to the overall feel of the room. Of course, also consider new paint, tile or wall paper to freshen up the space.

Following the new bathroom decorating trends while maintaining individual taste and style can be achieved with a little research and great imagination. Building on these ideas is sure to help anyone create the bathroom of their dreams. Home decorating magazines can be quite helpful, because if you see decorating materials that you like, there is often a section that shows how you can get them. They are also good at allowing you to see how the materials you’re interested in fit with other colors in the room.

But I Need to Remodel

If you find that redecorating just won’t do, and you really need to remodel, as part of your planning process create a bathroom remodeling check list to help you determine how much of an upgrade you can afford. Make sure you know exactly where your fixtures will go when designing your remodeling project, since you need the plumbing there to accommodate them. Unless you can somehow move the location of your fixtures, your sink, tub, and toilet are going to be exactly where you have them right now. In most cases, the location of your fixtures is going to be a hard limit, so plan accordingly.

Depending on the size of your bathroom and your budget, there are a few bathroom remodeling tips that can the project go smoother, as well as make life after the project easier. For large-budgeted bathroom remodeling projects, you can go beyond your dream bathroom by expanding the area and separating the toilet from the bath area. You can even add spa treatments, bathtubs, water jets and other more expensive bathroom add-ons.

If you have a more modest budget, one of the most important things is to make sure that the shower area is easily accessible. For example, some showers require a person to step up in order to enter the shower, while others are just walk-in showers. Whichever kind of shower you choose, it is important to note that it will have to be well installed in order to prevent leaks. Another method of controlling bathroom remodeling costs could be instead of replacing your tub and all the wall tiles, you could look into a tub and wall unit that fits right over an existing tub and wall. By using this technique and for a few hundred dollars the area can look as if it is brand-new. The alternative is replacing everything, which could run into the thousands.

When you choose where smaller fixtures go in the bathroom remodeling design, think function over form. For items such as the towel rack or even the toilet paper roll, keep in mind that they should go in places that are sensible, The towel rack might look nice by the door, but if it’s out of arm’s reach of the bathtub, then you won’t be happy whenever you get out of the shower, for example. With all things in bathroom remodeling design, if you design with an eye for common sense and space, you will be successful in your attempt to create a room that’s both stylish and functional.

There is no greater joy to a homeowner then to remodel a favorite room such as the bathroom. So, enjoy every minute of it, and, more importantly, enjoy the outcome of your work and labor. Once you are satisfied with the project, you can take your first relaxing shower and enjoy the long-term benefit from the investment you made.

What To Consider When Buying a Practice

The Price

It depends on what you’re buying. If all of the practice income is from personal services performed by the selling physician, the answer is generally “not a lot.” The price typically consists of (1) the value of the fixed assets (e.g. equipment, furniture), and (2) maybe a little more in order to avoid the cost of starting up a new practice from scratch. In the event, however, the practice also generates income from services that are not personally provided by the selling doctor, the price is increased to account for this “passive revenue.” How much? Maybe the amount of one year’s profit from that ancillary service.

Structure

Practice purchase take one of two forms: (1) stock purchase, or (2) asset purchase. Buyers that buy the stock of a medical practice are rare because the buyers get all the liabilities associated with the stock of the selling practice. Most practice purchases are asset purchases, which makes it easier to say what you’re buying, what you’re not buying, which liabilities you want to assume (e.g. leases) and which ones you don’t want to assume. Sellers often prefer stock purchases because the seller gets better tax treatment on the purchase price (capital gains instead of ordinary income) than sellers who sell just their assets.

Payment

There are two ways to pay for a practice: (1) on a pre-tax basis, or (2) on a post-tax basis. Employed physicians who become owners of a medical practice employer are often familiar with pre tax purchases because they have a portion of their salaries or bonuses applied to the purchase price, instead of getting the income, paying tax on it, then writing the seller a check. Sellers usually favor getting paid with the buyer’s after tax dollars, but often compromise and agree to accept at least a portion of the purchase price on a pre-tax basis via some sort of compensation offset.

Now that you know the big issues, you need to know how it’s done. The process generally involves the following:

1. Letter of intent;
2. Legal documents; and
3. Negotiating the documents.

Letter of Intent

Before people jump into a complex transaction (and pay lawyers lots of money), they usually like to “rough out” the deal points in a non binding document a few pages long which describes the guts of the transaction. In a medical practice LOI, those points are usually:

1. What is being sold (assets or stock);
2. Whether the accounts receivable are included or not-usually not;
3. The purchase price;
4. How it’s paid;
5. Whether the seller will stay on in the practice and if so, how he/she will be paid for working for the practice;
6. The restrictive covenants (e.g. noncompete) that will apply to the seller.

The Legal Documents

In an asset sale, the parties can expect: an asset purchase agreement; a promissory note (if payments will be made over a period of time); a security agreement (if there is a promissory note); a noncompetition agreement; and an employment agreement for the seller (if the seller will stay on). In a stock purchase, you will have a stock purchase agreement instead of an asset purchase agreement, plus a few other more minor documents.

The guts of the key transaction document are (1) the reps and warranties, and (2) the indemnification provisions. Reps and warranties are basically promises made by the seller about the practice. A buyer will wants loads and loads of them. indemnifications are essentially obligations of a seller to pay a buyer for harm that comes to the buyer which relate to the practice before the buyer bought it.

Noncompetes are often essential terms of a practice purchase. A buyer doesn’t want the seller hanging around soliciting patients or practicing across the street. Generally, the term runs two to five years and the geographic scope depends on the specialty and the market where the practice is located.

Negotiating the Documents

Very simple: everything is negotiable. Everything. That said, there are certain things the are usually set in stone. For instance, the buyer is gonna pay something over some period of time. The noncompete will apply for a period of time over a certain geographic area. Though a buyer will want a millions reps and warranties, they will probably be negotiated down. The indemnification provision may contain a “basket” and a “cap” so that the first dollar of damage may not be passed to the seller and the total amount may be limited. Though physicians may consider a practice sale or purchase to be a minor thing, they can be shocked at the complexity and intricacy of such issue as Medicare liability and recoupment issues. Moreover, even once the documents are negotiated, preparing all the disclosures and attachments to the documents is extremely time-consuming, whether the practice costs $1 or $10 Million. All the “i”s have to be dotted and the details attended to.

Conclusion

Practice purchases are a fact of life and will likely increase as the healthcare marketplace evolves. Agreeing on the core issues is important and just starts the ball rolling. Be prepared to engage a lawyer and accountant that have lots of experience doing these sorts of transactions.

Three Reasons to Hire a Car on Your Holidays

If you are planning to arrange transportation in Portugal, then you will find many options for you. However, the best transportation medium is to have car hire in Portugal. Of course, you can get other public and private transport option, but in most of the situation you will find that you are doing the best deal by going for car hire in Portugal. So, let’s see the three most common reasons why you should go for car rental in Portugal.

  • You will get best deals in terms of cost: Car rental is better if you have a travel plan spanning over different spots of city. For example, you are a tourist or have come for visiting places like coast lines at Algarve or different spots in Lisbon or Faro; then a car hire in Portugal make sense. Instead of taking different vehicles from one spot to another, a car rental for the required stretch of distance or time will give you economical advantage. Some times car hire companies will have different discounts or package for different tourist spots, too. This may depend on the seasons, when the passengers going for car rental in Portugal may be less. So, watch out for these discounts and it will prove to be a best deal for you. In case, you are a local there also, a car hire in Portugal will offer a relatively economic option for you, especially in case you are looking out for convenience too.
  • It provides a real comfort: Car rental is always very comfortable as compared to other public and private transport. The same way car hire in Portugal will take care about your comfort, while traveling. It is spacious and you need not worry about luggage too. It sees about your own comfort, all because of the reason that it has been hired personally for you. This makes a very economical comfortable option for you.
  • Takes care about your urgency, time schedule, etc: One of the reasons why people prefer for car hire in Portugal and elsewhere also is because of convenience with regard to your time schedule and plan. For example, while traveling you needs to stop over somewhere for shopping for a bit more time, you are free to do that without worrying for you being getting delayed. In case, you are planning to go for airport quickly, you can easily do so by taking an alternative way, if the main road has some traffic jam. In case of Portugal, you will always like to do that seeing all the scenic spots you will find at Algarve beach or stunning places at Faro.

How To Make A Membership Website And Make It Profitable

Learning how to make a membership website is the beginning of pursuing quite a productive venture. To learn to do so, you must begin by knowing what elements or factors contribute to a profitable membership website.

The Business

It is important to understand that the blog or the website itself is not the business. Instead, they are the tools that you need to use appropriate in implementing the business model or plan that you have created. Even before you put up a website, it is crucial that you carefully plan and map out the course you want to take in pursuing your business.

In making the membership site, you must first determine what it is that you want to achieve through the site. Identify what it is that people seek you or your website for. Settle on how you want to provide this particular need of your target audience. Identify, first and foremost, what the business is and from there, you have to decide on how you can provide your customers with their needs.

The Demand

While it is true that you would consider setting up a membership site in order to make money, it is sometimes not advised that you do it for this purpose alone. In line with this, you must also understand the importance of demand in building your website. Determine if there is a demand for in your market. This can be achieved by performing a survey with your clients and asking about what it is that they like to know more from you. This can also help in discovering other things that people like, which might have not yet crossed your mind. Listen to your clients in order to find out what their demands are.

The Relationship

The success of a website also relies on how good your established relationship with members is. Your members are the ones who are most likely going to be your buyers. Put yourself in a buyer’s position. You are most probable to buy products or avail services from someone that you know. Thus, you have to make yourself known to your clients and you must also know more about them as much as possible. In building a good relationship with your members, you have to have constant communication with them. Cultivate trust in your relationship with your members so they will think of you each time they need to purchase something.

The Beneficiaries

A membership website’s benefit is two-way. It benefits you by driving in more money to your account from your members’ fees and payments. On the same note, the website also benefits the members as they are able to obtain what they need from it. To ensure that both you and your members are benefitted, you must always ensure that your contents are of the best quality. Offer your clients with the best product and always provide them with what they actually need.

The Marketing

Your task does not end once the membership website is put up. Instead, you must think of ways on how to effectively market the website. Marketing involves reaching more people and letting them know about your business and what great things they can achieve from it.

Car Rental Coupons

Rental cars have become quite popular during the current economic slowdown. People who plan to buy a used car or even a brand new car is getting attracted to different car rental agencies because of the tough competition, cheap prices and unbelievable options car rental companies offer. Several car rental agencies offer car rentals coupons throughout the year for various reasons. Some of the agencies want to promote their business during off season while some other agencies offer car rentals coupons so that their service will be cheaper than that of their competitor who offers similar services.

Once you finalize a rental company suiting well to your needs, you can check on their official website for ongoing discounts and rental coupons. These coupons come with different offers. Some of the coupons offer a discount on rate from 10-50% while some others add 1-5 extra days to your booking period without extra cost. It is up to you to choose the right type of discount. If you plan to rent for long term, a discount on the rental price will be the right choice for you. If you plan a trip for 7 days and find a coupon offering ‘book for 5 days and get 3 extra days free’ will be the right choice for you.

There are several websites that compare different car rental services and their rates. These websites also highlight the ongoing discounts and coupons available. Such comparison websites are a good choice to know what is going on in the neighborhood but always watch out for scam. Try to rent your car from a reputed car rental agency but also check for any hidden costs. Then check for car rental coupons offered by such reputed agencies.

Some coupons also provide free insurance coverage for a selected number of days and some additional accessories like GPS or child seat for free of cost. Such promotional offers may or may not be useful for you. For example, if you are planning to travel somewhere you are not very familiar, a coupon offering free GPS navigation system can be a great choice for you because you hardly will ‘get lost’ somewhere. Similarly a free child seat is good for you only if you are travelling with a child. Car rental companies design their coupons targeting different customers and their various tastes.

If you are planning to rent a car for your vacation trip or for your everyday requirements, check with different agencies for their specialized coupons. Don’t assume that you will not get a discount coupon because its holiday season. There are several service providers and several offers throughout the year and you will not find the best for yourself without constantly checking for them. Websites such as carrentalmomma.com and rentalcarscode.com have coupons throughout the year with a wide array of offers. Even Google is a great place to find information on best deals available.

The Work From Home Real Life Balancing Act

We all do it – sit down to help with homework, then the phone rings. We grab it, thinking it’ll be a 2 second call. 45 minutes later, the kids are frustrated, dinner’s not ready, the crisis you tried to avert by answering the phone has erupted into catastrophe, and you feel lousy.

Or, it’s date night. You’re all ready to go, the kids are taken care of, and you decide to check email one more time. The next thing you know, it’s been 20 minutes, the kids have found you, your spouse is antsy, and you’re frustrated by the email you wanted to check “real quickly.” Your night out is tainted by frustration and disappointment.

I could go on and on, pointing out how those of us who work from home just can’t seem to turn it off.

Let me ask you a question:

If you wanted to take out a home equity loan through your credit union, would you expect them to come in at 3am to process the paperwork, simply because it works for you? Absolutely not! Running a home-based business is no different.

  • Set office hours, and stick to them.This simple strategy is the most effective way to begin to balance real life and work. When your work day ends, shut the door. That doesn’t mean take 2 phone calls or answer 3 more emails or text your assistant all night long; it means quit working and re-engage in real life.
  • Work when you’re supposed to. Spend work time actually, you know, working! Don’t do laundry, or start to clean your bedroom, or pay personal bills while you’re “at the office.” After all, would a 9-to-5 boss let you do those things on the clock?
  • Set aside time for yourself, each and every day, doing at least one thing that energizes you. Some days, it might be an hour workout or run. Other days, it might be 5 minutes to pray or meditate. Maybe it’s lunch with a friend, or a massage. Allowing yourself to breathe makes you a better you.
  • Be selfish with your time. It’s okay to let the phone ring when you’re working or with your family. Just because the world wants to connect 24/7 doesn’t mean we have to participate! It’s okay to put your family and work priorities above an acquaintance’s.
  • Set and maintain boundaries.This is key. Saying “no” is okay. Declining to work with a potentially difficult person is okay. Choosing to do business with people who embrace your ethics is okay. Boundaries enable us to take control in all areas of life.

Start with just one of these tips. Add the others in as you deem possible.

Take life one hour at a time, one day at a time.

Remember why you’ve chosen to work from home, and honor that reason.

Wishing you joy in the journey…

Get Around in Comfort With Car Rental in Gold Coast

Gold Coast is one of the most famous tourist places in Australia, as well as around the world. This magnificent coastal city is located in the southeast corner of Queensland, Australia. The major draw for tourists in Australia is its sunny subtropical climate, providing loads of sunshine all year round. The pleasant weather of Gold Coast is a major contributor in making it a favorite tourist destination. The best way to travel across this marvelous city is getting car rental Gold Coast.

Although, this destination has everything that makes for a perfect holiday spot, but it is well revered for its sparkling surfing beaches, interesting waterways and canal systems, a skyline dominated by high-rise buildings, pristine rainforest hinterland in the west of the city, dazzling nightlife, and other tourist attractions. With so much to do, seeking a Gold Coast car hire is a great option.

With over 57 kilometers of coastline, australia boasts of some of the most popular surf breaks in Australia and the world including, South Stradbroke Island, The Spit, Main Beach, Surfers Paradise, Broadbeach, Mermaid Beach, Nobby Beach, Miami, Burleigh Beach, Burleigh Heads, Tallebudgera Beach, Palm Beach, Currumbin Beach, Tugun, Bilinga, Kirra, Coolangatta, Greenmount, Rainbow Bay, Snapper Rocks and Froggies Beach. If waves aren’t your thing, you can find some of the most beautiful still water options in Australia including our stunning Broadwater and inland rock pools. Moreover, you can easily find car hire at Gold Coast airport to travel around.

As the name suggests, Surfers Paradise is a fascinating place for surfers as well as beachgoers. Considered as the suburb of Gold Coast, this place is true to its name with clear waters, clean sands, sparkling surfs and plentiful of activities to do. Surfers Paradise is flocked by sports lovers and adventure seekers as it provides outstanding facilities for surfing, paragliding, beach volleyball, bungee jumping, golf and other water sports. Apart from that, its closeness to high rises, nightclubs, restaurants and shopping complexes are major draw cards for tourists. With so much to do, you can avail Australia cheap car hire facilities to make the most of your holidays.

With millions of tourists, visiting the city all year around, car rental in Australia is a serious business. If you are traveling during the peak season, then it is recommended that you book a car well in advance. There are many reputed companies offering car hire from Gold Coast airport, so that you can get around in comfort at incredible prices.

Make Unforgettable Memories at Gold Coast With Cheap Car Rentals

The pride of Australia and undoubtedly, Queensland’s most popular holiday destination, Gold Coast can be your pick this summer vacation because this is where you can relish a peaceful time with the hustle bustle of urban living at the same time. You can choose from its vast options available for accommodation, which include scenic resorts, motels, and hotels. You can even drive straight to your rented apartment using car rentals at Airport or choose a caravan or a camp. Whatever you choose, you are sure to have an out of the world experience in this exotic seaside town.

Gold Coast has a number of exquisite beaches that are spread over 70 km of expanse. That gives you plenty of choices. If you are here with family, Rainbow Bay is befitting for you because it is a place kids love. It has surfers, other families, swimming areas and interesting food. In fact all beaches here are carefully patrolled, have shade spots and numerous eateries. Gold Coast even boasts of having the best of surfing beaches in the world. Whether you are a beginner or an expert, there is something for everyone. However, if you are looking out for a private patch, then you can drive straight towards Northern coastline using Gold coast car rental and find solace from the noise of the crowd.

In case you want to have a stroll on a calm beach side, you do have serene suburb of main beach where you can hear the wave’s dash against the rocks, truly a unique experience. If you don’t enjoy the excitement of surfing on waves, It has some enchanting still water spots. Drive straight to Broadwater and inland rock pools using car hire in Gold Coast and explore these places, which offer you picture perfect time whether with friends or all alone. If you are lucky, you would occasionally, find exotic colourful birds fly past you. You can carry your food with you or set up a bar-be-que to feed yourself some delectable hot chicken or vegetable as per your choice.

The Gold Coast has a longer whale-watching season than any other bay because of its geographical location, seeing whales swim is, by all means, an exhilarating experience. It also has the most interesting theme parks and parklands where you can enjoy a green treat. Hit the road at night availing cheap car rentals in this city to choose from its vibrant clubs. Do all this and more because this sizzling spot in Australia will surprise you with its offerings.

A Resource Buying Guide For Internet Marketers

The “make money online” crowd is probably the most actively targeted niche market on the internet. Which is quite ironic when you think about it; “The hunters become the hunted.” And it’s not surprising we are so serviced with offers continually, the truth is we are, on the whole, information junkies. We are suckers for a good ebook, report, or video.

The problem is that an over supply of internet marketing tools (even good ones) can leave you feeling overwhelmed, unproductive (too busy reading about internet marketing to actually DO any), and flat broke!

So how do we filter the offers we are bombarded with, so that we invest sanely in our education and resources?  Let me offer this simple “buying guide” to help.

When you boil it all down there are basically 4 different kinds of products on the market, and you have to be able to recognize them so you don’t waste your time and money:

1) Basic training guides & tools. Everyone needs some of these, but you don’t need to be buying 10 versions of the exact same information.

2) Advanced techniques. These are the “Shazaam!” products.  The ones with truly unique and creative ideas. If I can identify which ones these are, I’ll buy them all day long. If I can get ONE really good, repeatable idea, it is money in the bank.  The caveat, though, is you’ve got to actually implement them – otherwise you’re just wasting your money, and spinning your wheels.

3) Tools that make life easier.  These are OK if you’ve got disposable money to spend on them, but if you’ve got a limited budget (like most marketers that are still getting going) you’re probably better off spending it where it can be best leveraged for the most effectiveness.

Case in point: At the time that I’m writing this article I’ve been getting emails all week — I’ve had at least 15 just today – promoting a particular hot product.  The free teaser report is great — it includes a couple of really exciting ideas (see point 2).  However, when I looked at what is actually being offered in the main package – 8 software programs that collate information in various forms from around the internet — they’re all really cool tools, but they are nothing that you can’t already do yourself for free. Cool, but not necessary. Convenient, but not essential.

4) Snake oil. These are the products that are thrown together to make sales to newbies, but they do not work. They are bad advice. You’ll discover that usually the author hasn’t had any success with the method he’s teaching at all, but he can make a few bucks wasting other people’s time with it.

So, when you’re considering buying resources to help you build your online business, read the sales copy discerningly.  Honestly evaluate the product and classify it in one of the above 4 categories.  Then it’s a simple decision to make the appropriate response:

Category 1:  Buy it if you don’t already have a product covering the same topic, or if you are reasonably convinced that your understanding is going to be increased sufficiently to justify the investment.

Category 2:  Buy it, and DO something with it! Don’t procrastinate — take action.  Winners are taking imperfection actions while others are still formulating their “perfect” plans.

Category 3:  Buy it only if you have surplus cash, and don’t mind blowing some on a luxury — because that’s what it is.  Ask yourself, “Could I leverage the money I’m about to spend on this to better effect in my business?”

Category 4:  Click that little “x” button at the top of the browser window, and be proud of yourself that you’ve developed the wisdom and experience to stop wasting time with that kind of rubbish.  If you already bought it before you figured out that its “snake oil”, ask for a refund and chalk it up to experience.

Buying is far more an emotional decision for us than we “savvy entrepreneurs” would care to admit. Anything we can do to take pause and inject some thought into the process will save us time and money. This buying guide offers a place to start.